Broker Check

Is your retirement plan effective?


Employers often find the 401(k) plan to be a cost-effective and attractive addition to their benefit package. Employers' costs are predictable and employer contributions can be determined each year.

Roth 401(k) option within a plan can be a great way for a participant, who may not be able to qualify for a Roth IRA, to contribute income, defer taxes on growth, and a create a tax-free income.

Owner's 401(k) is an option for the self-employed typically allowing for profit-sharing contributions and borrowing power.

Defined Benefit Plans

These plans are attractive to companies with key employees over the age of 50 who have a higher income and/or need to put significant excess cash into a tax-deferred retirement plan. These plans allow the highest contributions and tax deductions. The employer makes the contributions.

Profit Sharing Plan

Profit Sharing Plans can be "stand alone", or can be added to a 401(k) plan. It allows for employer contributions and can be put into effect year by year. Many employers who are looking for additional, deferred compensation, and way to incentivize employees by increasing company profits, consider a Profit Sharing Plan.

Non-Qualified Deferred Compensation Plans

These plans are designed for highly compensated key employees. They allow for additional savings above and beyond other retirement plans, and are not subject to discrimination testing.

Simple IRAs

A good plan for companies concerned about administrative costs. These plans work best for small companies with with 100 or fewer employees.


A Simplified Employee Pension is a type of IRA that works best for self-employed individuals or small businesses with only a few employees. SEPs offer a higher contribution than traditional IRAs. The employer makes the contribution.


*Located in the Ocotillo area of Chandler, AZ.